future housing

Lynch Group’s tips for buying a home:

1. Prepare a good negotiation strategy. Buyers should have two numbers in mind when they make an offer on a home; the starting point (first offer), and the boiling point (how much the buyer will actually pay, if the seller counters the first offer). 

2. Stay calm. Buying and selling real estate is a BIG DEAL. If buyers are with the right professional, they should feel confident with their experience of buying or selling a home. Most people will only buy a home a handful of times within their lives–buyers should enjoy the process of finding a home they love. 

 3. Always ask questions. Buyers need to, and want to, be involved in the process of finding a home, and the best way to do this is to continuously ask questions.

4. Get pre-approved for a home loan, before the buying process. Once a bank has approved a buyer to obtain a home loan, the buying process becomes much more enjoyable. The loan amount helps buyers stay within a pre-approved price range, giving buyers a good idea of how much they’re able, and willing, to spend on a home. Using a Mortgage Calculator is a great way to get started on the home loan process. 

5. When applying for a home loan STAY LOCAL. Buyer’s should be able to meet face-to-face with their home loan officers, to discuss the entire loan process, and have any questions answered if problems arise. Out-of-state loans can be more difficult for buyer’s to get the adequate help they need, and can lead to potential scams if done through mortgage websites. 

6. Have confidence in job security and lifestyle. If buyers have any doubts about their job security or are worried about a drastic change occurring in their lifestyle, they should reconsider making such a significant investment. As long as buyers are confident they will be able to pay a mortgage and live comfortably, within the foreseeable future, then buying a home is a great investment.  

Please contact Kevin Lynch if you have any questions about the process of buying a home.

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